Data-designed employer benefits

Stop overpaying for healthcare that doesn't fit.

Grounded Health designs self-insured benefits around your actual workforce — using real clinical and claims data. No guesswork. No middlemen.

Enter your workspace See how it works →

By the numbers

The system is broken — and getting worse.

$26,993

Average family premium in 2025

Source: KFF

+6.5–10%

Projected 2026 cost increase — steepest in 15 years

Source: Mercer

59%

Of employers cutting plan benefits in 2026 (up from 44% in 2024)

Source: Mercer

47%

Cash prices below median commercial negotiated rates

Source: Health Affairs

67%

Of covered workers on self-funded plans

Source: KFF

27%

Of small-firm workers on self-funded — the opportunity

Source: KFF

How it works

Four steps to a better plan.

1

Know your population

Collect and synthesize clinical, pricing, claims, and behavior data — so you finally understand who's actually in your workforce.

2

Design the right plan

AI-driven benefit design tailored to your specific risk profile — not an actuary's best guess.

3

Guide each employee

Personalized navigation to better, cheaper care — driving healthy behaviors and smarter choices.

4

Pay direct

Eliminate the markup. Pay providers directly via Grounded Health's payment rail.

From the field

"I would love to be a pilot customer — it's impossible for me to access this data now."

— Eric Shangle, SVP, Pine Gate Renewables

Ready to stop overpaying?

Designed around your people. No guesswork, no middlemen.

Self-insured employers are saving 20–40% with data-designed plans. See what Grounded Health can do for your workforce.

Enter your workspace